All agents are NOT alike! Find out why Judy and Grand Associates are the top local experts. Call us! 888-817-7757.

Free Report: Why now may be the best time to sell.
Critical factors to weigh when deciding if you would benefit from selling your home.
Find Out More >
View All Offers >

She Listed My Home At The Right Price And It Sold
She is certainly a credit to the real estate profession.
Robert Duchnok
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free..

Find Out More >
Download Now >

Judy Szablak is one of The Top Selling Real Estate Experts™
Find Out More >

Real Estate Excellence

First Time Homebuyers: Fairfield, Trumbull and Shelton Connecticut home buying, real estate listings, and homes for sale in Fairfield County, CT

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Realtors Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Fairfield, Trumbull and Shelton real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

-Thinking about a CHFA loan? Click here to see income limits and sales price guidelines

Other Government loans include:
FHA Loans and requirements
VA Loans (Veterans Administration)

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. Please fill out the form below...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

Time to Move >When Your House Gets Too Big

As the Baby Boomers of the 1950s send their children off to college, they join the part of the market called "empty nesters". At this point they no longer need six bedrooms and three baths, a family room and a gigantic yard. Many "empty nesters" are trading in the family home for something that is smaller, easier to maintain and has the amenities that are important to their more carefree lifestyle. If you are considering such a move, start out by consulting a good Realtor whom you like and trust. The good news is--- when you sell your primary residence, you are not taxed on your profit if (1) you have lived in the home for two out of the last five years and (2) your gain does not exceed $250,000 as a single taxpayer or $500,000 as a married couple filing jointly. These capital gain exclusions apply whether you "buy up" to a more expensive home or "buy down" to a less expensive one. If you are moving downtown from the suburbs in order to be close to cultural centers, theaters and restaurants, there may be "quality of life" issues, such as noise or parking. Your Realtor can help you find a home that has all the conveniences and amenities you desire.

	See All Tips In The "Time to Move" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Nearly every state has a mandate for seller disclosure. What must a seller disclose?
A	The seller must disclose any existing problems, defects or conditions that could affect the value of the house.
See More Real Estate Trivia >

FEATURED PROPERTY

Greenfield Hunt
Sought after Greenfield Hunt. Exceptionally private 3 bedroom, 2.5 Cambridge model w/first floor master.
Location: Fairfield's 'Greenfield Hill'
Price: $850,000
VIEW THIS PROPERTY
VIEW ALL PROPERTIES

See the Nation's Top Rated: School Reports - Public, Private & Charter >

Musical Instruments Online Shoppe
Buy entry level musical instruments at deep discounts. Locally owned and operated.
Find Out More >
View All Affiliates >

Judy Szablak, REALTORŽ, real estate agent and broker for Fairfield, Trumbull and Shelton Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Szablak
RE|MAX Heritage
765 Post Road
Fairfield
CT 06824
Direct : 203-319-1400
Toll Free: 1-888-817-7757
Fax: 203-380-8239
judy@bestagentonline.com
"Judy Szablak? We were so lucky to find her! Enthusiastic, energetic, up to the challenge, hardworking, honest, empathetic, resourceful, exceptional negotiator, she really enjoys her job, the page just isn't long enough!" and those are just some of the many typical responses from satisfied clients when asked to describe buying or selling a home with Judy in the Fairfield County area.
A lot of hard work goes into being that type of agent. Licensed since 1984, some of Judy's achievements include: Top 1% Nationally by Broker Agent News; One of just 4 Certfied Negotiation Specialists (CNS) in the state of CT; Quoted nationally on her expertise in marketing, technology, and market insights and strategies in Realtor Magazine, Real Estate Today, The Residential Specialist and Realty Times.
Judy is recognized as a leading authority on real estate in Fairfield County CT, and has set the standards for other agents to follow. When it comes to real estate agents, Judy is the best agent in town, and when it comes to the internet, Judy Szablak really is your best agent online!

www.bestagentonline.com is brought to you by Judy Szablak
NUMBER1EXPERT™ in real estate for Fairfield, Trumbull and Shelton, Connecticut

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge