Fairfield, Trumbull and Shelton real estate and homes for sale in Connecticut - Judy Szablak, REALTOR® Judy Szablak REALTOR(r) for Fairfield, Trumbull and Shelton, Connecticut real estate - NUMBER1EXPERT™ Judy Szablak NUMBER1EXPERT(tm) for Fairfield, Trumbull and Shelton, Connecticut real estate
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Judy Szablak, REALTORŪ, real estate agent and broker for Fairfield, Trumbull and Shelton Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why Judy and Grand Associates are the top local experts. Call us! 888-817-7757.


How to avoid costly errors when selling.
Avoid the common pitfalls when selling. Price, unqualified buyers, misspent improvement dollars.
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"Judy calmed our fears about the whole process"
When Bill and I became engaged, we embarked on a rather intimidating process: combining households.
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Judy Szablak is one of The Top Selling Real Estate Experts™
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About Judy Szablak?: Fairfield, Trumbull and Shelton Connecticut home buying, real estate listings, and homes for sale in Fairfield                      County, CT
Welcome > About Me > Know Your Agent ...

Meet Judy Szablak
 

Well, I was born in a little ... oh, we don't have to go that far back! My college background is in graphic design and marketing. While I was working my way through school at an art store, (to cover tuition and supplies) a customer came in and told me that I "should get into real estate". At first I discounted the idea, but he persisted and offered to pay for my real estate schooling. I began my career by actually walking to the real estate office, and within 6 months walked to the dealership and bought a brand new car! "Thanks, Walt!!" That was 1984 and I have loved every minute of being a Realtor. My clients find that my education in graphics and marketing is a plus, and I still do some graphic work from time to time, but helping people to buy or sell homes is really special.  


 

I have been fortunate enough to have been elected to be a Justice of the Peace, which means that I have the privilege of marrying couples. It really brings me great joy to be able to officiate a ceremony, and I have performed many marriages for friends (and clients too) over the past 16 years. I do joke around a bit and tell any of my clients that if they would like to get married, the ceremony is always free, but actually that's true. I consider it to be a special gift. It is indeed an honor to be a part of a very important day for someone else. When a client asks me to officiate their ceremony, I am really honored, and who wouldn't be? In fact, I represented this couple in the purchase of their home, and also married them a few months later. (I think they were the first people to call me Judge Judy!) 

I have more of an in-depth understanding of the whole building process than the average Realtor, having been a consultant to a top notch general contractor for 14 years. This has enabled me to bring an experienced eye to any house I list or sell, as I can easily see beyond mere cosmetics and spot the deeper levels of structural strengths and weaknesses in a property.  

As far as my passions go--well, my 8-year old son Adam is just an outstanding boy, who is kind and playful and has a heart of gold. He really is every mother's dream child, and I'm lucky enough to be his mom. Music is also a deep-rooted love. I can recall with fond memories when I was little, (..er, "littler") when we used to see my Dad play concerts. He is an incredible sax player, and a "swing" musician in his heyday. One of the greatest things is being able to play duets with him around the holidays, or whenever the mood strikes us. I just love listening and playing music, and find it hard to walk by a piano without wanting to play. I enjoy life, and consider any day a great one when I can help someone, or make someone smile. ;-) 

 



And of course, Boris, our English Bulldog.....


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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What criteria determines the hottest real estate markets?

A 
Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale.
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FEATURED PROPERTY
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Greenfield Hunt
Sought after Greenfield Hunt. Exceptionally private 3 bedroom, 2.5 Cambridge model w/first floor master.
Location: Fairfield's 'Greenfield Hill'
Price: $850,000 
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Judy Szablak, REALTORŪ, real estate agent and broker for Fairfield, Trumbull and Shelton Connecticut home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Szablak
RE|MAX Heritage

765 Post Road
Fairfield
CT 06824
Direct : 203-319-1400
Toll Free: 1-888-817-7757
Fax: 203-380-8239
judy@bestagentonline.com

"Judy Szablak? We were so lucky to find her! Enthusiastic, energetic, up to the challenge, hardworking, honest, empathetic, resourceful, exceptional negotiator, she really enjoys her job, the page just isn't long enough!" and those are just some of the many typical responses from satisfied clients when asked to describe buying or selling a home with Judy in the Fairfield County area.
A lot of hard work goes into being that type of agent. Licensed since 1984, some of Judy's achievements include: Top 1% Nationally by Broker Agent News; One of just 4 Certfied Negotiation Specialists (CNS) in the state of CT; Quoted nationally on her expertise in marketing, technology, and market insights and strategies in Realtor Magazine, Real Estate Today, The Residential Specialist and Realty Times.
Judy is recognized as a leading authority on real estate in Fairfield County CT, and has set the standards for other agents to follow. When it comes to real estate agents, Judy is the best agent in town, and when it comes to the internet, Judy Szablak really is your best agent online!

eProGRIMLSREALTORCRSABREqual HousingSRES




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